Keeping Health Insurance After a Divorce

Can you keep your health insurance after a divorce?

You've just gotten divorced a few weeks ago, then you check your mailbox and find a cancellation notice from your health insurance company. Chances are it's all going to work out OK, but you may need to call your divorce attorney for a little more help.

How do you get COBRA benefits?

If you were on your ex-spouse's health insurance as of the date of divorce, you probably qualify for COBRA benefits. You should notify the health insurance provider of the divorce within 60 days after the date of divorce.

What if you're on FEHB?

You may be covered by Federal Employees Health Benefits if your ex-spouse is a Federal employee or retiree. Notify OPM or the employing agency of the divorce immediately to apply for Temporary Continuation Coverage.

What if you can't afford health insurance?

Check into your state's options for subsidized insurance, such as Medicaid or the exchanges. For more information, consult with an attorney.

If you have questions about your coverage options, an Oklahoma divorce attorney can help you plan ahead.

It also helps to do a financial checkup before you file, since insurance costs are part of the bigger financial picture.